CONSUMER LENDING

Citizens First Bank offers consumer loans to meet your personal needs.  For your convenience, loans are originated and closed at each of our branch locations.  So whether you are renovating your home or purchasing a golf cart our local lenders will assist you through the process from start to finish.

Home equity lines of credit

If you own your home and it has accumulated value, that value is called “equity.” By using that equity, you are able to get the funds you need, for the things you need! The line is ready when you need it and waiting when you don’t.

At Citizens First Bank, our lenders will look closely at your unique situation, and help you decide whether using your home equity is the best option for you.

Personal loans

Golf cart access is an important part of living in our community and for many, it’s as necessary as owning an automobile.  A New or Used Golf Cart loan will allow you to own the golf cart that is just right for you whether you are looking for a standard cart or one with features as individualized as you.

Our Lenders can also assist you with:

  • Mobile Home Loans
  • New and Used Vehicle Loans
  • Recreational Vehicles (motor homes, campers, etc.) Loans
  • Account Secured Loans that allow you to borrow money against your CD or savings account while continuing to earn interest.

Personal Credit Cards

To learn more, stop by or call one of our branch locations today.